Financing Options

  • PROGRESSIVE

    • No Credit Needed
    • Flexible lease-to-own options
    • 12 month lease program
    • Easy buyout after 90 days

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  • KOALIFI

    • No Credit Needed
    • Flexible payment options
    • Get approved for up to $5,000
    • Easy to follow forms

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*All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.
To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.